:root{--char:#22201C;--char-d:#161510;--amber:#D98A2B;--amber-hover:#E69A3E;--amber-d:#9A5F15;--gray:#5C584F;--line:#E1DBC9;--cream:#FBF1E2;--bg:#FFFFFF;--green:#1F7A3E;--red:#B3261E;--radius:6px;--wrap:1180px}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Archivo',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color:var(--char);background:var(--bg);line-height:1.65;font-size:16px;-webkit-text-size-adjust:100%}
h1,h2,h3,h4{font-family:'Archivo',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;font-weight:800;letter-spacing:-.01em;line-height:1.2}
img{max-width:100%;height:auto;display:block}
a{color:var(--amber-d)}
a:hover{color:var(--char)}
.mono{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--char);color:#fff;padding:10px 16px;z-index:100}
.skip-link:focus{left:8px;top:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--amber);color:var(--char);font-weight:800;font-size:16px;padding:14px 26px;text-decoration:none;border-radius:var(--radius);border:2px solid var(--amber);line-height:1.2}
.btn:hover{background:var(--amber-hover);border-color:var(--amber-hover);color:var(--char)}
.btn.char{background:var(--char);border-color:var(--char);color:#fff}
.btn.char:hover{background:var(--char-d);color:#fff}
.btn.ghost{background:#fff;color:var(--char);border:2px solid var(--line)}
.btn.ghost:hover{border-color:var(--char);color:var(--char)}
.btn.block{width:100%}
/* topbar */
.topbar{background:var(--char-d);color:#B9B4A6;font-size:13px;padding:8px 0;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.topbar a{color:var(--amber);font-weight:700;text-decoration:none}
.topbar a:hover{color:#fff}
/* header and nav */
.site-header{background:#fff;border-bottom:2px solid var(--char);position:relative;z-index:40}
.navrow{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
.logo{display:block;line-height:0;flex:none}
.logo img{height:46px;width:auto}
.desktop-nav{display:flex;align-items:center}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none}
.nav-links>li{position:relative}
.nav-links>li>a{display:block;color:var(--char);text-decoration:none;font-weight:700;font-size:14.5px;padding:10px 12px}
.nav-links>li>a:hover,.nav-links>li:focus-within>a{color:var(--amber-d)}
.nav-links .nav-call{margin-left:8px;padding:10px 18px;font-size:14px;color:var(--char)}
.has-drop>a:after{content:"";display:inline-block;margin-left:7px;border:4px solid transparent;border-top-color:currentColor;border-bottom:0;vertical-align:middle}
.dropmenu{display:none;list-style:none;position:absolute;left:0;top:100%;min-width:270px;background:#fff;border:2px solid var(--char);border-top:0;z-index:60;box-shadow:0 10px 24px rgba(22,21,16,.14)}
.has-drop:hover>.dropmenu,.has-drop:focus-within>.dropmenu{display:block}
.dropmenu li{list-style:none;border-bottom:1px solid var(--line)}
.dropmenu li:last-child{border-bottom:0}
.dropmenu a{display:block;padding:11px 16px;color:var(--char);text-decoration:none;font-weight:600;font-size:14px}
.dropmenu a:hover{background:var(--cream);color:var(--amber-d)}
.dropmenu .dm-all a{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;color:var(--amber-d);font-weight:700}
.nav-toggle{display:none;background:var(--char);color:#fff;border:0;border-radius:var(--radius);width:46px;height:42px;cursor:pointer}
.nav-toggle span{display:block;width:22px;height:2px;background:#fff;margin:5px auto}
.mob-overlay{display:none;position:fixed;inset:0;background:rgba(22,21,16,.55);z-index:70}
.mob-overlay.open{display:block}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(86vw,340px);background:#fff;z-index:80;transform:translateX(100%);transition:transform .22s ease;overflow-y:auto;padding:18px 20px 90px;visibility:hidden}
.mob-drawer.open{transform:none;visibility:visible}
.mob-close{background:none;border:0;font-size:30px;line-height:1;cursor:pointer;color:var(--char);float:right;padding:4px 8px}
.mob-drawer .mob-h{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--amber-d);margin:22px 0 6px;clear:both}
.mob-drawer ul{list-style:none}
.mob-drawer li a{display:block;padding:11px 2px;color:var(--char);text-decoration:none;font-weight:700;border-bottom:1px solid var(--line);font-size:16px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
/* hero + page heads */
.hero{background:#fff;padding:60px 0;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center;position:relative}
.badge{display:inline-flex;align-items:center;gap:7px;background:var(--cream);color:var(--amber-d);font-weight:700;font-size:12.5px;padding:7px 14px;border-radius:4px;margin-bottom:16px;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;text-transform:uppercase}
.badge-alt{background:var(--char);color:var(--amber)}
.hero h1{font-size:clamp(30px,4.4vw,46px);line-height:1.1;margin-bottom:16px}
.hero h1 span{color:var(--amber-d)}
.hero p.lead{color:var(--gray);font-size:17px;max-width:520px;margin-bottom:24px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:20px}
.trustrow{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;color:var(--gray);display:grid;gap:5px}
.trustrow div:before{content:"[✓] "}
.logpanel{border:2px solid var(--char);border-radius:8px;overflow:hidden;background:#fff}
.log-head{background:var(--char);color:#fff;padding:12px 18px;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;text-transform:uppercase;letter-spacing:.05em;display:flex;justify-content:space-between;gap:10px}
.logrow{display:flex;justify-content:space-between;gap:14px;padding:13px 18px;border-bottom:1px solid var(--line);font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:13px}
.logrow:last-child{border-bottom:none}
.logrow b{color:var(--amber-d);font-weight:700;text-align:right}
.pagehead{background:var(--cream);padding:46px 0;border-bottom:2px solid var(--char);position:relative;isolation:isolate;overflow:hidden}
.pagehead .wrap{display:grid;grid-template-columns:1fr auto;gap:34px;align-items:center;position:relative;z-index:2}
.pagehead.nocall .wrap{grid-template-columns:1fr}
.crumb{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;color:var(--gray);margin-bottom:10px}
.crumb a{color:var(--amber-d);text-decoration:none;font-weight:700}
.crumb a:hover{text-decoration:underline}
.pagehead h1{font-size:clamp(27px,3.6vw,38px);margin-bottom:12px}
.pagehead p.sub{color:var(--gray);max-width:640px;font-size:16.5px}
.chips{display:flex;gap:8px;margin-top:14px;flex-wrap:wrap}
.chip{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11.5px;border:1px solid var(--char);padding:5px 11px;background:#fff}
.zips{display:flex;gap:6px;flex-wrap:wrap;margin-top:12px;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;align-items:center}
.zips .zip-label{font-size:11.5px;color:var(--gray);text-transform:uppercase}
.zip-chip{border:1px solid var(--char);background:#fff;padding:4px 10px;font-size:12.5px;font-weight:700}
.herocall{background:var(--char);color:#fff;padding:22px;text-align:center;border-radius:8px;min-width:240px}
.herocall .lbl{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11px;color:#B9B4A6;text-transform:uppercase}
.herocall .num{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-weight:700;font-size:20px;color:var(--amber);margin:8px 0 12px}
.pagehead.hero-grad,.hero.hero-grad{background:linear-gradient(135deg,#FBF1E2 0%,#F3DDB8 100%)}
.pagehead.has-hero,.hero.has-hero{color:#fff;background:var(--char-d)}
.has-hero .hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(22,21,16,.9) 0%,rgba(22,21,16,.72) 60%,rgba(22,21,16,.55) 100%);z-index:1}
.has-hero h1,.has-hero p.sub,.has-hero p.lead,.has-hero .crumb,.has-hero .trustrow{color:#fff}
.has-hero .crumb a{color:var(--amber)}
.has-hero h1 span{color:var(--amber)}
.hero.has-hero{isolation:isolate}
/* bands */
.strip{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:16px 24px;flex-wrap:wrap;gap:10px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:13.5px}
.stripitem .ic{color:var(--amber-d);font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-weight:700}
.emergency{background:var(--amber);color:var(--char);padding:20px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px}
.emergency p{font-size:14.5px}
.emergency .btn{background:var(--char);border-color:var(--char);color:#fff}
.sec{padding:64px 0;background:#fff}
.sec.alt{background:var(--cream)}
.kick{color:var(--amber-d);font-weight:700;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;display:block;margin-top:34px}
.kick:first-child,.sec .wrap>.kick:first-child{margin-top:0}
.sec h2{font-size:clamp(24px,3vw,32px);margin:8px 0 18px}
.sec h3{font-size:19px;margin:22px 0 8px}
.sec .intro-narrow{max-width:760px}
/* body prose */
.prose p,.sec .wrap>p,.sec .intro-narrow p{font-size:16.5px;line-height:1.7;max-width:74ch}
main p+p{margin-top:14px}
main p,main li,main td,.site-footer a,.site-footer p,.faq-a p{overflow-wrap:anywhere}
.twocol>article,.pagehead .wrap>div{min-width:0}
.prose ul.plain,.prose ol.plain{margin:14px 0 14px 22px;max-width:74ch}
.prose ul.plain li,.prose ol.plain li{margin-bottom:6px;font-size:16.5px}
.prose a,.faq-a a,.sign a,.localnote a,.callout a,.tlentry a,.datatable a{font-weight:600}
/* ledger */
.ledger{border:2px solid var(--char);border-radius:8px;background:#fff}
.lrow{display:grid;grid-template-columns:70px 1fr auto;gap:16px;align-items:center;padding:18px 22px;border-bottom:1px solid var(--line)}
.lrow:last-child{border-bottom:none}
.lrow:hover{background:var(--cream)}
.lrow .lic{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-weight:700;color:var(--amber-d);font-size:13px}
.lrow h3{font-size:18px;margin:0 0 3px;font-weight:700}
.lrow p{font-size:14px;color:var(--gray);margin:0}
.lrow a.lrow-link{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;color:var(--char);text-decoration:none;border:1px solid var(--char);padding:7px 14px;white-space:nowrap;font-weight:700}
.lrow a.lrow-link:hover{background:var(--char);color:#fff}
/* why grid */
.why{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}
.whycard{padding:22px;border-right:1px solid var(--line)}
.whycard:last-child{border-right:none}
.whycard .num{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;color:var(--amber-d);font-size:13px;margin-bottom:8px;font-weight:700}
.whycard h3{font-size:16px;margin:0 0 6px}
.whycard p{font-size:14px;color:var(--gray)}
/* timeline */
.timeline{border-left:2px solid var(--char);padding-left:26px;margin:18px 0 8px 6px}
.tlentry{position:relative;padding-bottom:24px}
.tlentry:last-child{padding-bottom:0}
.tlentry:before{content:"";position:absolute;left:-33px;top:4px;width:12px;height:12px;background:var(--amber);border:2px solid #fff;box-shadow:0 0 0 2px var(--char)}
.tlentry .ts{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11.5px;color:var(--amber-d);text-transform:uppercase;margin-bottom:4px;font-weight:700}
.tlentry h3{font-size:17px;margin:0 0 4px}
.tlentry p{font-size:15px;color:var(--gray);max-width:70ch}
/* tables */
.table-wrap{overflow-x:auto;border:2px solid var(--char);border-radius:8px;margin:18px 0;background:#fff}
.datatable{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
.datatable th{background:var(--char);color:#fff;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;text-transform:uppercase;text-align:left;padding:13px 16px;letter-spacing:.04em}
.datatable td{padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.5}
.datatable tr:last-child td{border-bottom:none}
.datatable td:first-child{font-weight:700}
.tagcell{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-weight:700;font-size:12px;padding:4px 10px;border-radius:4px;display:inline-block;white-space:nowrap}
.tagcell.low{background:#E4F3EA;color:#1A6A36}
.tagcell.mid{background:var(--cream);color:var(--amber-d)}
.tagcell.high{background:#FBE6E4;color:#9B2019}
.tablenote{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;color:var(--gray);margin-top:10px}
/* insurance panel, mid cta */
.insurepanel{background:var(--char);color:#fff;border-radius:8px;padding:30px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h3{font-size:22px;margin:0 0 8px;color:#fff}
.insurepanel p{font-size:15px;color:#D5D0C2;max-width:620px}
.midcta{background:var(--char);color:#fff;padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:18px;margin:30px 0;border-radius:8px;flex-wrap:wrap}
.midcta h3,.midcta h2{font-size:19px;margin:0;color:#fff}
.midcta p{font-size:14px;color:#D5D0C2;margin:2px 0 0;max-width:none}
.midcta .btn{flex:none}
/* cards */
.boxgrid{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);background:#fff;margin:16px 0}
.boxgrid.three{grid-template-columns:repeat(3,1fr)}
.sign{padding:18px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.boxgrid .sign:nth-child(2n){border-right:none}
.boxgrid.three .sign:nth-child(2n){border-right:1px solid var(--line)}
.boxgrid.three .sign:nth-child(3n){border-right:none}
.sign h3,.sign h4{font-size:16px;margin:0 0 5px}
.sign p{font-size:14.5px;color:var(--gray);line-height:1.55;max-width:none}
.prep{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:16px 0}
.prepcard{background:#fff;border:2px solid var(--char);border-radius:8px;padding:16px 18px;position:relative}
.prepcard .pn{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;font-weight:700;color:var(--amber-d)}
.prepcard h3{font-size:16px;margin:4px 0 6px}
.prepcard p{font-size:14.5px;color:var(--gray);line-height:1.55;max-width:none}
.callout{background:var(--cream);border:1px solid var(--line);border-left:6px solid var(--amber);border-radius:6px;padding:20px 24px;margin:22px 0;max-width:820px}
.callout h3,.callout .blk-h{font-size:18px;margin:0 0 8px}
.callout p{font-size:15.5px}
.callout ul{margin:10px 0 0 20px}
.callout li{margin-bottom:5px;font-size:15.5px}
.safety{background:#FBE6E4;border:1px solid #E7B9B5;border-left:6px solid var(--red);border-radius:6px;padding:20px 24px;margin:22px 0;max-width:820px}
.blk-h{font-weight:800;font-family:'Archivo',system-ui,sans-serif;line-height:1.2}
.safety h3,.safety .blk-h{font-size:18px;margin:0 0 8px;color:#7C1A14}
.safety p{font-size:15.5px}
.localnote{background:#fff;border:2px solid var(--char);border-radius:8px;padding:22px 26px;margin:26px 0}
.localnote .kick{margin-top:0}
.localnote h2{margin:6px 0 12px;font-size:23px}
.localnote p{font-size:16px}
/* two column + sidecard */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:38px;align-items:start}
.sidecard{background:var(--cream);border:2px solid var(--char);border-radius:8px;padding:24px;position:sticky;top:24px;align-self:start}
.sidecard .sc-kick{display:inline-block;background:var(--char);color:var(--amber);font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11.5px;font-weight:700;text-transform:uppercase;padding:5px 10px;border-radius:4px;margin-bottom:12px}
.sidecard h2,.sidecard h3{font-size:19px;margin:0 0 6px}
.sidecard p{color:var(--gray);font-size:14.5px;margin-bottom:14px;max-width:none}
.sidecard .btn{width:100%}
.sidecard ul{list-style:none;margin-top:14px;border-top:1px solid var(--line);padding-top:10px;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px}
.sidecard li{padding:4px 0}
.sidecard li:before{content:"[✓] "}
.sidecard .sc-link{display:block;margin-top:12px;font-weight:700;font-size:14px}
/* FAQ */
.faq{border-top:1px solid var(--line);margin:14px 0}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:16px 36px 16px 0;font:700 16px/1.4 'Archivo',system-ui,sans-serif;color:var(--char);cursor:pointer;position:relative}
.faq-q:after{content:"+";position:absolute;right:6px;top:14px;font-size:22px;color:var(--amber-d);font-weight:700}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-a{padding:0 0 16px}
.faq-a p{font-size:15.5px;color:var(--gray);max-width:74ch}
.js .faq-a{max-height:0;overflow:hidden;padding:0;transition:max-height .25s ease}
.js .faq-item.open .faq-a{padding:0 0 16px}
/* areas */
.areas{display:grid;grid-template-columns:repeat(5,1fr);border:2px solid var(--char);background:#fff}
.areas a{padding:14px;color:var(--char);text-decoration:none;font-weight:700;font-size:14px;text-align:center;border-right:1px solid var(--line)}
.areas a:last-child{border-right:none}
.areas a:hover{background:var(--amber);color:var(--char)}
.areagrid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:18px 0}
.areacard{background:#fff;border:2px solid var(--char);border-radius:8px;padding:20px}
.areacard h3{font-size:19px;margin:0 0 6px}
.areacard p{font-size:15px;color:var(--gray);max-width:none}
.areacard .zips{margin-top:10px}
/* cta band */
.ctaband{background:var(--char-d);color:#fff;padding:54px 0;text-align:center}
.ctaband h2{font-size:clamp(26px,3.4vw,36px);margin-bottom:8px;color:#fff}
.ctaband p{font-size:16px;color:#D5D0C2;margin:0 auto 22px;max-width:620px}
/* map */
.mapsec{padding:48px 0;background:#fff;border-top:1px solid var(--line)}
.mapsec h2{font-size:26px;margin-bottom:6px}
.mapsec p{color:var(--gray);margin-bottom:16px;max-width:70ch}
.mapframe{border:2px solid var(--char);border-radius:8px;overflow:hidden;line-height:0}
.mapframe iframe{width:100%;height:380px;border:0}
.mapframe.small iframe{height:320px}
/* footer */
.site-footer{background:#fff;border-top:2px solid var(--char);padding:46px 0 34px;font-size:14.5px}
.site-footer .wrap{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.1fr;gap:32px}
.footer-h{font-size:16px;margin:0 0 12px;color:var(--char);font-weight:800}
.site-footer a{color:var(--gray);text-decoration:none;display:block;margin-bottom:7px}
.site-footer a:hover{color:var(--amber-d)}
.site-footer .f-logo img{height:44px;width:auto;margin-bottom:12px}
.site-footer .f-logo{display:inline-block;margin-bottom:0}
.site-footer address{font-style:normal;color:var(--gray);line-height:1.6;margin-bottom:10px}
.site-footer p{color:var(--gray);margin-bottom:8px;max-width:none}
.site-footer .f-tel{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-weight:700;color:var(--char);font-size:17px}
.copyline{border-top:1px solid var(--line);margin-top:30px;padding-top:16px;color:var(--gray);font-size:13px}
/* persistent CTAs */
.stickybar,.sticky-cta{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--char);z-index:50;padding:12px 16px}
.stickybar a,.sticky-cta a{display:flex;align-items:center;justify-content:center;gap:8px;color:var(--amber);font-weight:700;font-size:15px;text-decoration:none;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace}
.floatcall{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--amber);color:var(--char);display:flex;align-items:center;justify-content:center;text-decoration:none;box-shadow:0 6px 18px rgba(22,21,16,.35);z-index:45;font-size:24px;line-height:1}
.floatcall:hover{background:var(--amber-hover);color:var(--char)}
/* blog */
.bloggrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:18px}
.blogcard{background:#fff;border:2px solid var(--char);border-radius:8px;padding:20px;display:flex;flex-direction:column}
.blogcard .bc-tag{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11.5px;color:var(--amber-d);font-weight:700;text-transform:uppercase;margin-bottom:8px}
.blogcard h2,.blogcard h3{font-size:18px;margin:0 0 8px;line-height:1.3}
.blogcard h2 a,.blogcard h3 a{color:var(--char);text-decoration:none}
.blogcard h2 a:hover,.blogcard h3 a:hover{color:var(--amber-d)}
.blogcard p{font-size:14.5px;color:var(--gray);margin-bottom:12px;max-width:none}
.blogcard .bc-more{margin-top:auto;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;font-weight:700;color:var(--char)}
.byline{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12.5px;color:var(--gray);margin:0 0 20px}
.toc{background:#fff;border:1px solid var(--line);border-left:6px solid var(--char);padding:16px 22px;margin:0 0 24px;max-width:820px}
.toc h2{font-size:15px;margin:0 0 8px;font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;text-transform:uppercase;letter-spacing:.04em}
.toc ol{margin-left:20px}
.toc li{font-size:15px;margin-bottom:3px}
.legal h2{font-size:22px;margin:30px 0 8px}
.err{padding:90px 0;text-align:center}
.err h1{font-size:clamp(34px,5vw,54px);margin-bottom:12px}
.err p{margin:0 auto 22px;color:var(--gray);max-width:520px}
.linkgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:14px 0}
.linkgrid a{display:block;border:2px solid var(--char);border-radius:8px;padding:14px 16px;text-decoration:none;font-weight:700;color:var(--char);background:#fff}
.linkgrid a:hover{background:var(--cream)}
.linkgrid span{display:block;font-weight:400;font-size:14px;color:var(--gray);margin-top:3px}
/* responsive */
@media(max-width:1000px){.desktop-nav .nav-links>li>a{padding:10px 8px;font-size:14px}.bloggrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:900px){.hero .wrap,.insurepanel,.pagehead .wrap{grid-template-columns:minmax(0,1fr)}.twocol{grid-template-columns:minmax(0,1fr)}.why{grid-template-columns:1fr 1fr}.why .whycard:nth-child(2){border-right:none}.why .whycard{border-bottom:1px solid var(--line)}.areas{grid-template-columns:1fr 1fr}.areas a{border-bottom:1px solid var(--line)}.site-footer .wrap{grid-template-columns:1fr 1fr}.sidecard{position:static}.boxgrid.three{grid-template-columns:1fr 1fr}.boxgrid.three .sign:nth-child(3n){border-right:1px solid var(--line)}.boxgrid.three .sign:nth-child(2n){border-right:none}.herocall{min-width:0}}
@media(max-width:768px){.desktop-nav{display:none}.nav-toggle{display:block}.stickybar,.sticky-cta{display:block}body{padding-bottom:64px}.floatcall{display:none}.topbar .wrap{justify-content:center;text-align:center}.logo img{height:40px}.navrow{height:66px}}
@media(max-width:640px){.boxgrid,.boxgrid.three,.areagrid,.bloggrid,.linkgrid{grid-template-columns:1fr}.boxgrid .sign,.boxgrid.three .sign{border-right:none!important}.lrow{grid-template-columns:1fr;gap:6px}.sec{padding:46px 0}.hero{padding:42px 0}.why{grid-template-columns:1fr}.why .whycard{border-right:none}.site-footer .wrap{grid-template-columns:1fr}.wrap{padding:0 18px}.strip .wrap{padding:14px 18px}.insurepanel{padding:22px}.midcta{padding:20px}.areas{grid-template-columns:1fr}.areas a{border-right:none}}

.figimg{margin:26px 0;border:2px solid var(--char);border-radius:8px;overflow:hidden;background:#fff}
.figimg img{display:block;width:100%;height:auto}
.figimg figcaption{padding:10px 14px;font-size:14px;color:var(--gray);border-top:2px solid var(--char)}
.blogcard{padding:0;overflow:hidden}
.blogcard .bc-img{display:block;border-bottom:2px solid var(--char)}
.blogcard .bc-img img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.blogcard .bc-tag,.blogcard h2,.blogcard p{margin-left:20px;margin-right:20px}
.blogcard .bc-tag{margin-top:16px}
.blogcard .bc-more{margin:auto 20px 20px}
.hero.has-hero .wrap{z-index:2}
.hero.has-hero .logpanel{background:rgba(22,21,16,.78)}